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Uninsured Motorist Claims

Video Transcript

In this video, we delve into an unfortunate surprisingly common scenario: what happens when an injured victim gets into a motor vehicle accident and the at-fault driver has no insurance coverage? This could arise from a hit-and-run incident or simply from the other driver's decision not to purchase insurance coverage. We'll discuss how victims can file an uninsured motorist claim with their own insurance company - an action that won't affect their insurance rates. This type of coverage is exactly why it's purchased in the first place, especially in the state of Maryland. However, remember that your own insurance company is not on your side in these situations; they're essentially stepping into the shoes of the at-fault driver's insurer and will likely attempt to defend, delay, or deny your personal injury claim. That's why it's crucial to consult an experienced personal injury lawyer who can represent you in your uninsured motorist claim. If you have any questions about filing a personal injury claim in Maryland, don't hesitate to reach out. I deal with cases like this every single day and would love to provide answers and guidance.