Video of auto accident lawyer and personal injury attorney John Leppler explaining the reasons why PIP is crucial for drivers in Maryland.

Video Transcript

Why is it so important to always purchase the maximum amount of personal injury protection for your own automobile insurance policy that you can get?

Well, in case you suffer injuries in a motor vehicle accident that you were involved in, that was your fault or was not your fault, when you have personal injury protection available, your own insurance company is required to pay usually around $2,500 for your medical bills for your treatment for your injuries.

And sometimes, you could purchase as much as $5,000 or $10,000 of personal injury protection to pay for your medical expenses.

Now why is this important Let's use an example. Let's say somebody rear ends you. You suffer severe injuries in a motor vehicle accident and you have say $15,000 in medical bills. If you have the maximum amount of personal injury to protect for yourself; could be $10,000, your own insurance company will pay up to ten thousand dollars of the medical expenses that you incurred for your treatment.

You won't have to worry about going out of pocket and you will not have to worry about your health insurance company trying to collect from you any medical expenses that they paid.

If you have any questions regarding how an injured victim can bring a personal injury claim in the state of Maryland from a motor vehicle accident they were involved in, feel free to call me. I do this every single day and would love to answer any questions you may have Thank you